Contact Your Life Settlement Viatical Broker Today!

Contacting a life settlement (a.k.a. viatical) broker today could reveal hidden value in your life insurance policy. The following questionnaire will help determine if you are qualified.

Attention seniors: contacting a life settlement (viatical) broker could potentially allow for a cash settlement between 10-60% of the current coverage (face) amount via a “life insurance settlement”. US Life Settlements is a life settlement broker committed to helping you unlock the hidden value in your life insurance policy and you can use the money to enhance your life immediately.

How can a Life Settlement Licensed Broker help you today?

A life settlement licensed broker will help you obtain offers for your unwanted, unneeded or obsolete life insurance policy.

Our Life Insurance Settlement Questionnaire

The following questionnaire will assist you in determining the likelihood of a life settlement with your policy before contacting a life settlement agent. It is only seven easy questions and provides immediate results!

If you would like to contact a life settlement agent please call us today at 888.757.8757

NOTE: This is a preliminary tool designed for screening purposes only. Rejection or acceptance of a life settlement case can only be determined by submitting an application to life settlement broker, being underwritten and having your policy analyzed and reviewed by purchasing institutions.

Minimum Case requirements:

1. Minimum age: 65
2. Minimum face amount: $50,000
3. No maximum on face amount
4. Policy in force for a minimum of 2 years

1. Age:
Under 65
Age 65-70
Age 71-80
Over 80

2. Policy’s rating for issue
Preferred
Standard
Rating (1-4 Table)
Moderately Rated
Highly Rated

3. Tobacco use (any type)
Tobacco
Non-Tobacco

4. Policy Type Data
Universal Life
Variable Life
Second-to-Die Universal Life/ Whole Life (both insured parties must qualify)
Whole life
Convertible Term
Non-convertible

5. Policy loans outstanding as a total percent of death benefit.
No loan
Up to 50% of the Death Benefit
Less than 50% of the Death Benefit

6. Annual premiums
Over 5% of face amount
Premiums between 3 to 5% of face amount
Premiums below 3% of face amount

7. Medical Condition of insured
Healthy – higher probability for standard life insurance risk
Slight change in medical condition(s) since issue of policy.
Moderate change in medical condition(s) since issue of policy.
Considerable change in medical condition(s) since issue of policy.