US Life Settlements is committed to protecting
the confidentiality and security of information we collect about
our clients and visitors to our web site. The material below
describes our privacy policy and explains how we treat the information
we receive about you. This policy applies to all site visitors,
applicants, current clients and former clients.
Customer Privacy
Policy
At US Life Settlements, protecting the privacy of your
personal information is important to us. We respect your right
to privacy and strive to keep information about you secure
and confidential. This notice describes our practices and policies
to protect your personal information. These practices and policies
will continue to protect your information even after our relationship
with you ends.
This notice uses the term "nonpublic personal
information." This means personal information about you
that identifies you and is not available from public sources.
The policies described in this notice apply only to individuals.
Collecting
Information
The primary reasons that we collect and maintain
client information are to serve you and administer your life
settlements.
The information also may be required to comply with laws
and regulations that apply to life settlements. We may collect
nonpublic
personal information about you from applications, medical
caregivers, and issuing insurance companies.
Maintaining Confidentiality
and
Security
We safeguard customer information, and our employees
receive training about the importance of confidentiality
and customer privacy. Our employees, agent and institutional
buyers
are required to protect the confidentiality of your information
in compliance with our established policies and the policies
of the NAIC. We maintain physical, electronic, and procedural
safeguards that comply with privacy regulations to protect
your nonpublic personal information. We continually assess
new technology
for protecting information and upgrade our systems when
appropriate.
Managing Disclosure
We do not sell or distribute
customer information
for third parties to use for their own purposes. We may disclose
information when we believe it necessary to conduct our
business or where disclosure is permitted by law. We may disclose
any
of the information that we collect about our clients
if it:
- Aids
in the evaluation of your life settlement request
- Aids
in the processing of your life settlement transaction
- Confirms
or corrects what we know about you
- Helps us
prevent fraud, money laundering, terrorism and other
crimes by verifying
what we know about you
- Helps us run our business
- Processes
data for US Life Settlements
- Performs research
for us
- Allows
us to comply with the law
We may also disclose this information
to others: (i) to our affiliates so that they may offer
you their respective products or services; (ii) to others
outside of the
US Life Settlements family of companies, such as marketing
companies, to assist us in offering our products and services
to
individuals
who apply for or obtain products and services from us;
and (iii) to unaffiliated financial services companies
with which we have
a joint marketing agreement. For example, we may disclose
information to another financial services company so
that the company may
offer its products or services to you. We do not make
any other disclosures of personal information to other
companies who intend
to sell their products or services to you. For example,
we will not sell your name or E-mail address to a catalog
company.
Changes
to Terms and Conditions of Use
US Life Settlements reserves
the right to revise these Terms and Conditions of Use
at any time
and users are deemed to be aware of and bound by any
changes to these Terms and Conditions of Use upon publication
on our
website. Any changed Terms and Conditions of Use will
apply only to nonpublic personal information you give
to us or confirm to
us (including by entering into a transaction with us)
after the effective date of the change. Accordingly,
we recommend that
you review our Terms and Conditions of Use before giving
or confirming to us any nonpublic personal information.
Terms
and Conditions
of Use
US Life Settlements reserve’s the right to
block access from a particular Internet address to our
site. |
