Universal Life

A flexible premium life insurance policy under which the policy owner may change the death benefit from time to time (increases require evidence of insurability) and vary the amount or timing of premium payments. Premiums (less expense charges) are credited to a policy account from which mortality charges are deducted and to which interest is credited at rates which may change from time to time.

Welcome to US Life Settlements, the Nation’s leading life settlement company. If you are a senior (65+) and have a life insurance policy you no longer want, need or can afford, you may be able to sell your policy for a lump sum of cash. On average, the amount you will receive can range between 10-60% of the face amount (coverage)! Your life insurance policy is a growing asset. Browse through the site to learn more about having your life insurance policy appraised.

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