Life Settlement Policies

Life insurance policies that are sold in the secondary life insurance market are called life settlement policies. The insured must be at least 65 years of age to be part of a life settlement policy transaction. The life settlement policy must have a face amount of at least $50,000, and have been in force for a minimum of two years to become a life settlement policy on the secondary market.

Once it is issued on the secondary market, the policy becomes a legal document that outlines the terms and conditions of the insurance. Life settlement policies are also considered contracts.

The buyer or buyers pay a specific fee-as stated in the policy-in order to become the policy holder(s).

Welcome to US Life Settlements, the Nation’s leading life settlement company. If you are a senior (65+) and have a life insurance policy you no longer want, need or can afford, you may be able to sell your policy for a lump sum of cash. On average, the amount you will receive can range between 10-60% of the face amount (coverage)! Your life insurance policy is a growing asset. Browse through the site to learn more about having your life insurance policy appraised.

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