What is a Licensed Life Settlement Broker?

A broker is a person or organization you pay to look for insurance for you. However, that is different than a life settlement broker. Although many states do not offer license for life settlement brokers, this term generally refers to a licensed life settlement broker, life settlement viatical broker or a life settlement agent.

The life settlement agent or life settlement viatical broker is someone who negotiates the sale of a policy between the owner and one or more providers. The life settlement agent or life settlement viatical broker works on behalf of the policy owner for a fee or commission.

Typically a broker is not an attorney, financial planner or CPA who works in any other professional capacity; he or she works strictly with insurance on behalf of a policy buyer or owner.

Welcome to US Life Settlements, the Nation’s leading life settlement company. If you are a senior (65+) and have a life insurance policy you no longer want, need or can afford, you may be able to sell your policy for a lump sum of cash. On average, the amount you will receive can range between 10-60% of the face amount (coverage)! Your life insurance policy is a growing asset. Browse through the site to learn more about having your life insurance policy appraised.

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