Life Insurance Policy Buyer

An life insurance policy buyer, also called a life settlement buyer, or life settlement broker, is an entity with the purpose of purchasing life insurance policies. Upon purchase, the life settlement broker becomes the contractual owner and beneficiary of the policy and will also be required to pay the ongoing premium payments.

A life insurance buyer may offer or attempt to negotiate sales contracts, between an owner and one or more providers, the subject of which is a life settlement. A life insurance buyer represents only the owner and has a fiduciary duty to the owner to act according to the owner's instructions, notwithstanding the manner in which the broker is compensated.

US Life Settlements is a leading life settlement company. If you're 65 years or older and have a life insurance policy you would like to offer to a life settlement buyer, we can help. You may be able to sell your policy for a lump sum of cash in the amount of 10-60% of the face value (coverage). Your life insurance policy is a growing asset. Browse through the site to learn more about having your life insurance policy appraised.

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